Analysis, reports and submissions. Inquiry into Australia’s General Insurance Industry

Analysis, reports and submissions. Inquiry into Australia’s General Insurance Industry

Study Good Shepherd Microfinance’s distribution to your Senate’s Inquiry into Australia’s General payday loans in Maryland Insurance business.

Our distribution analyzes: – Good Shepherd Microfinance’s Good Insurance system – Education and advocacy for folks on low incomes – Challenges and solutions for the ‘barriers to entry’ for insurance coverage to individuals on low incomes – Future possibilities to expand the Good Insurance Program

Money Ready Toolkit

In collaboration aided by the Queensland Government, Good Shepherd Microfinance produced the cash Ready Toolkit to help individuals prepare, react and cure the monetary impact of normal catastrophes. It really is a resource that is valuable Queenslanders and anyone located in catastrophe prone areas.

The Toolkit provides information and tools on planning, responding and coping with normal and disasters that are human-made.

Just take Charge: credit scoring and millennials

This report investigates the data and attitudes of millennials towards credit.

As Australia’s credit framework that is reporting, we look at the future implications of those modifications for millennials, policy manufacturers and industry.

Our findings expose valuable insights from more youthful Australians towards their credit rating, as well as on handling expenses generally speaking.

Collective actions, leading modification

The launch report of this Financial Inclusion Action Arrange (FIAP) system, ‘Collective actions, leading change’, describes the thinking, design and anticipated effect of this system. Moreover it includes the commitments produced by initial twelve organisations to take part in this program.

Pathways to Resilience: the Financial Inclusion Continuum and financial flexibility

In Australia, around 3.1 million people (16.9percent of grownups) lack usage of safe, appropriate and affordable financial loans and solutions such as for example bank records, credit and insurance coverage 1.

The inclusion that is financial provides Good Shepherd Microfinance aided by the framework to take into account and guide a knowledge of y our customers while the forms of help they could need certainly to be economically included.

Summary of revenue commissions

Good Shepherd Microfinance, customer Action Law Centre and Financial Rights Legal Centre are making a submission that is joint a reaction to the Australian Bankers’ Association’s regards to Reference paper ‘Independent summary of income commissions and product based re re re payments’.

The submission talks about: – exactly How payment and product based re re payment systems affect lending and sales techniques – The negative nature of sales-staff behavior as consequence of income commissions and product based re re re payments – Ethical banking practice – situation studies drawn from Consumer’s Federation of Australia, outlining the ongoing issues that customers encounter with Consumer Credit Insurance – Customer-focused banking training as a focus of economic addition

Everyone Requirements a Savings Buffer

Good Shepherd Microfinance presented an answer to Financial Counselling Australia’s every person Needs a Savings Buffer consultation paper.

Analysis demonstrates that having a cost cost cost cost savings buffer can be an crucial necessity when it comes to capacity to deal with monetary shocks and develop economic resilience.

Our reaction addresses questions that are several call at the assessment paper, see the report right right here:

Pathways to resilience: The effect of economic conversations regarding the capability that is financial of candidates

Read our ‘Pathways to Resilience’ research report which centers on the effect that economic conversations – a core part of our NILS Program provided by Good Shepherd Microfinance and community lovers – is wearing building monetary capability for our customers.

Topics typically talked about when you look at the conversations between customers consist of: cost management, avoiding bank charges, handling bills together with high price of fringe financing. The conversations are created to offer a mix of help, information, and good reinforcement to those who are trying for support.

Working together for better housing and sustainable communities

Browse Good Shepherd Microfinance’s distribution from the Queensland Government’s ‘performing together for better housing and communities that are sustainable conversation paper.

Our distribution features a wide range of possibilities to allow visitors to determine and realise social and wellbeing that is economic including: – Leveraging current sites and positioning between monetary and housing services – using action on personal leasing sustainment – using action on house ownership – Financial Inclusion Action Plans – Mitigating the impacts regarding the increasing price of power – Improving usage of and flexibility of mortgage loan services and products

Victorian Gender Equality Strategy Consultation Paper

Browse Good Shepherd Microfinance’s distribution in the Victorian Gender Equality Strategy Consultation Paper. Our distribution features the ongoing work we have been doing to boost sex equality in Victoria, and makes lots of tips about advancing sex equality.

The submission covers: – secure and affordable economic options for females – Micro-enterprise development for ladies business owners – Raising knowing of monetary punishment – Financial Inclusion Action Plans – Encouraging sex equality later on of superannuation – Transitions to house ownership – Good Shepherd Microfinance’s Good Insurance Program

Australian Government’s Reasonably Priced Housing Performing Group

Good Shepherd Microfinance produced distribution to your Australian Government’s low-cost Housing performing Group. Our distribution recognises the product range of viable housing initiatives readily available for consideration and features the primary part of great Shepherd Microfinance in supplying trusted, client-focused, community-led help for individuals on low incomes. Read here to get more:

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